The news, research and trends impacting your workforce.  

How to Evaluate your Pharmacy Benefit Management Pricing Arrangement

How to Evaluate your Pharmacy Benefit Management Pricing Arrangement

Healthgram VP of Pharmacy Benefits exposes the opportunities for employers to save on pharmacy benefits management by understanding pricing, recognizing shortcomings in contracts and identifying PBM p...

How to Evaluate your Pharmacy Benefit Management Pricing Arrangement
Pharmacy Benefit Management: Shifting Focus From Discounts to Transparency

Pharmacy Benefit Management: Shifting Focus From Discounts to Transparency

To manage rising pharmacy benefit costs, employers are challenging the status quo. Consider these six ways for employers to break an outdated cycle and shift to a transparent pharmacy benefit manageme...

Pharmacy Benefit Management: Shifting Focus From Discounts to Transparency
How To Set Actionable Goals for your Onsite Clinic

How To Set Actionable Goals for your Onsite Clinic

Before launching your onsite health clinic, use these tips to define your company’s health and financial goals and use them to drive vendor evaluation and design custom clinic initiatives.

How To Set Actionable Goals for your Onsite Clinic
What Employers Should Know About Direct Primary Care

What Employers Should Know About Direct Primary Care

The health and financial risks of traditional healthcare are leading employers to embrace a new approach: direct primary care. In this article, Thold Gill, Principal of Wellness Coalition America, an...

What Employers Should Know About Direct Primary Care
Why the future of healthcare starts with better data

Why the future of healthcare starts with better data

The future of healthcare begins with employers leveraging their workforce data to improve benefits offerings, reduce costs and help employees achieve better health outcomes.

Why the future of healthcare starts with better data
How employers are closing the gaps in healthcare

How employers are closing the gaps in healthcare

Employer-sponsored healthcare is full of contradictions. Employers pay more and get less. Employees value their benefits, but aren't satisfied. How are employers working to close the gaps?

How employers are closing the gaps in healthcare
Room for improvement? How to evaluate this year's open enrollment

Room for improvement? How to evaluate this year's open enrollment

Another year, another benefits open enrollment in the books. So, how did you do? Before you turn to other business, it’s time to breathe, take stock of the process and evaluate what went well and whe...

Room for improvement? How to evaluate this year's open enrollment
Looking to improve the impact of your corporate wellness program? Prepare to get personal

Looking to improve the impact of your corporate wellness program? Prepare to get personal

Our experience and recent research on the subject finds that wellness program success relies on two important factors: health coaching and personalization. With these findings in mind, we’ve crafted ...

Looking to improve the impact of your corporate wellness program? Prepare to get personal
Real stories of health coaching and when wellness works

Real stories of health coaching and when wellness works

Research points to two major trends for healthy corporate wellness programs: customization and the power of coaching. While apps and trackers can help employees plan for healthy habits, when it comes ...

Real stories of health coaching and when wellness works
Providing benefits for an evolving workforce: what attracts and retains top talent?

Providing benefits for an evolving workforce: what attracts and retains top talent?

In addition to changes in education level, technical skills and culture expectations, a younger generation of workers brings a new perspective to the advantages of employer sponsored health insurance....

Providing benefits for an evolving workforce: what attracts and retains top talent?


Compliance Update: Cost-Sharing and Contribution Adjustments

Compliance Update: Cost-Sharing and Contribution Adjustments

 

2018 IRS Adjustments for HSA-qualified HDHPs Rev. Proc. 2017-37

 

 

2017

2018

Individual

Family

Individual

Family

HSA Annual Contribution Limit

$3,400

$6,750

$3,450

$6,900

HDHP Minimum Annual Deductible

$ 1,300

$2,600

$1,350

$2,700

HDHP Maximum Out-of-Pocket Limit

$6,550

$13,100

$6,650

$13,300

Catch-Up Contributions

$1,000

$1,000

 

The individual limit embedded in the family OOP limit cannot exceed the $7,350 individual limit required under the ACA for non-grandfathered plans. See chart below.

 

 

2018 Adjustment for ACA Out-of-Pocket Limits for Non-Grandfathered Plans

2018 Benefit and Payment Parameters

 

Maximum Out-of-Pocket Limit

2017

2018

Individual

Family

Individual

Family

$ 7,150

$ 14,300

$ 7,350

$14,700

 

2018 Adjustment to the maximum contribution for FSA

To date, no adjustment has been made to the maximum contribution for FSA in 2018.

 

Also in the news:

In late 2016, a US District Court in Texas issued a nationwide preliminary injunction that prohibits enforcement of the Sec 1557 rules prohibiting discrimination on the basis of gender identity. HHS announced last week plans to rewrite the regulations.

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